Inexpensive purchase price = LOW down payment! [Code: 133]

Why THIS deal??
  • ~$105/mo. cash flow once you can refi to 6.0% 
  • Cash flows at ~$31/mo. at today's rates of 6.75%

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  • Single Family Home with 3 bedrooms and 2.5 bathrooms
  • Great location with quick access to major commuting routes, shopping and schools
  • Inexpensive purchase price = LOW down payment! 
  • Highly appreciating area with strong rental market
  • Property has been on the market for 100+ days so there could be room for negotiations
  • Good schools
  • Price has been dropped by $5K since the original listing date
  • No HOA charges
  • #cashflow  #appreciation

Why should you consider this house / what makes it a good investment?

  • Built: 2010
  • Size:1,414 square foot home
  • Low Crime, Desirable Community, A/B Rated Schools

What's next?

Email/text for address, analysis and to get connected to Simply Do It's local team that handles this transaction.

Metro:  Birmingham

Team:  Carter – email directly at

Code: 133

Property Specifications1
 Square Feet1414
 Year Built2010
 Garage Size2
 Schools Rating (scale 3-30, 30 is best)13
Lot size (sq ft)                 6,098

Purchase AssumptionsMy Offer
Offer used for analysis$215,000
Suggested offer (low)$215,000
Suggested offer (high)$225,000
Market Value (after improvements)$227,500
Estimated Improvements (lower)$1,000
Estimated Improvements (upper)$2,000
Estimated Closing Costs$2,150
Estimated Mortgage Costs$1,505
Other Fees At Closing (pts, . . . )$1,731
Total Cost (estimated)$221,886

Financing Assumptions 
 Down Payment (%) 30%
 Down Payment Amount$64,500
 Financed Amount$150,500
 Interest Rate 6.750%
 Mortgage Term (Years)30
 Monthly Mortgage Payment63.0%$976
 Cash Outlay (Total Out of Pocket) $71,386

Estimated Financial AssumptionsMonthlyYearly

Rent (upper)*
Rent (lower)*$1,500$18,000
Property Taxes $190$2,280
Insurance $125$1,500
Property Management Monthly (%)8.0% 
Property Management Monthly ($)$124$1,488
Leasing Fee60%$38.8$465
HOA or Fixed Costs$0$0
Vacancy Rate 4.0% 
Total Fixed Expenses39.3%$610$7,317
Total Expenses (Fixed + Mortgage)$1,586$19,031

Financial Analysis / Deal Attractiveness   
 Cap Rate0.5%2.1%3.8%5.8%
 Net Cash Flow$1,873$14,850$40,854$82,130
 Equity Increase$58,506$131,378$222,405$336,469
 Total Gain$60,378$146,227$263,259$418,599
 Average Cash Flow/Year$375$1,485$2,724$4,107
 Average Cash Flow/Month$31$124$227$342
 Average Gain/Year$12,076$14,623$17,551$20,930
 Average ROI84.6%204.8%368.8%586.4%
 Annual ROI16.9%20.5%24.6%29.3%
 Projected Property Value$276,789$336,756$409,715$498,481

Property Ratings Suggestions
 Item   Suggested Criteria (Min.)This PropertyFAVORABLE /
 Schools (scale of 3-30, 30 is the best) 1413INSUFFICIENT
 Square Feet  1,0001,414FAVORABLE
 Bedrooms  33FAVORABLE
 Bathrooms  22.5FAVORABLE
 Year Built  19702010FAVORABLE
 Average Cash Flow (at year 5)  $125$31INSUFFICIENT
 Average ROI (at year 5)  15%16.9%FAVORABLE






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Information contained herein was obtained from sources deemed reliable, however, Simply Do It and/or the owner(s) of the property make no guarantees, warranties or representation as to the completeness or accuracy thereof. The presentation of the property is offered subject to errors, omissions, changes in price and/or terms, prior sale or lease or removal from the market for any reason without notice.

The analysis is provided “As Is”. All the information is believed to be accurate (except for the small effects of some simplifying assumptions), but is not guaranteed, and depends on the values entered for the property. This analysis is intended for the purpose of illustrative projections. The information provided is not intended to replace or substitute for any legal, accounting, investment, real estate, tax, or other professional advice, consultation, or service. Simply Do It and/or the owner(s) are not responsible nor liable for any damages arising from the use of the analysis info.