Brand New Construction WITH Cash Flow! [Code: 105]

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Why THIS deal??
  • ~$270/mo. cash flow once you can refi to 6.0% 
  • Cash flows at ~$119 at today's rates of 7.75%
  • Brand New Construction
Mortgage Acceleration
Applying ann. Cash flow (EPP*)$1,422
Applying mo. Cash flow (EPP*)$119
Years to payoff mortgage 21
Interest paid over 30 years$202,348
Int. paid in 21 yrs, using EPP$127,709
Your int. savings$74,639
If you make an extra payment every year of $1,422 you will pay off your mortgage in 21 years, and save $74,639 on interest.
*extra principal payment

  • 3 bedroom, 2 bath Single Family Home 
  • Great location with quick access to shopping and schools
  • Brand new build
  • B rated schools
  • No HOA charges
  • Quiet residential street with nice lot
  • Attached 2-car garage
  • 4,356 square foot lot

Why should you consider this house / what makes it a good investment?

  • Built: 2023
  • Size: 1,012 square foot home
  • Low Crime, Desirable Community, B Rated Schools

What's next 

Email/text for address, analysis and to get connected to Simply Do It's local team that handles this transaction.

Metro: Birmingham

Team: Carter/Don  – email directly at

Code: 105

Property Specifications1
 Square Feet1012
 Year Built2023
 Garage Size2
 Schools Rating (on scale of A-C)B

Purchase AssumptionsMy Offer
Offer used for analysis$185,000
Suggested offer (low)$185,000
Suggested offer (high)$189,900
Market Value (after improvements)$189,900
Improvements (lower)$3,000
Improvements (upper)$8,000
Closing Costs$1,850
Mortgage Costs$1,850
Other Fees At Closing (pts, . . . )$1,850
Total Cost $196,050
Original listing date5/15/23
DOM (days on market – TODAY)157

Financing Assumptions 
 Down Payment (%) 30%
 Down Payment Amount$55,500
 Financed Amount$129,500
 Interest Rate 7.750%
 Mortgage Term (Years)30
 Monthly Mortgage Payment$928
 Cash Outlay (Total Out of Pocket) $66,550

Financial AssumptionsMonthlyYearly
Rent (upper)$1,450$1,500$18,000
Rent (lower)$1,400$16,800
Property Tax Rate (Approx.)   
Property Taxes $100$1,200
Insurance $115$1,380
Repairs $50$600
Property Management Monthly (%)8.0% 
Property Management Monthly ($)$116$1,392
Leasing Fee60%$36.3$435
HOA or Fixed Costs$0$0
Vacancy Rate 4.0% 
Total Fixed Expenses32%$471$5,647
 Total Expenses (Fixed + Mortgage)$1,398$16,780

Financial Analysis / Deal Attractiveness    
 Cap Rate2.1%3.8%5.6%7.7%
 Net Cash Flow$7,111$25,260$56,311$102,439
 Equity Increase$47,814$107,688$183,034$278,386
 Total Gain$54,926$132,947$239,345$380,826
 Average Cash Flow/Year$1,422$2,526$3,754$5,122
 Average Cash Flow/Month$119$210$313$427
 Average Gain/Year$10,985$13,295$15,956$19,041
 Average ROI82.5%199.8%359.6%572.2%
 Annual ROI16.5%20.0%24.0%28.6%
 Projected Property Value$231,042$281,098$341,999$416,094

Property Ratings Suggestions
 Item   Suggested Criteria (Min.)This PropertyFAVORABLE /
 Square Feet  1,0001,012FAVORABLE
 Bedrooms  33FAVORABLE
 Bathrooms  22FAVORABLE
 Year Built  19702023FAVORABLE
 Average Cash Flow (at year 5)  $125$119INSUFFICIENT
 Average ROI (at year 5)  15%16.5%FAVORABLE




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Information contained herein was obtained from sources deemed reliable, however, Simply Do It and/or the owner(s) of the property make no guarantees, warranties or representation as to the completeness or accuracy thereof. The presentation of the property is offered subject to errors, omissions, changes in price and/or terms, prior sale or lease or removal from the market for any reason without notice.

The analysis is provided “As Is”. All the information is believed to be accurate (except for the small effects of some simplifying assumptions), but is not guaranteed, and depends on the values entered for the property. This analysis is intended for the purpose of illustrative projections. The information provided is not intended to replace or substitute for any legal, accounting, investment, real estate, tax, or other professional advice, consultation, or service. Simply Do It and/or the owner(s) are not responsible nor liable for any damages arising from the use of the analysis info.