Firstly, let's consider cash-flow. While it's becoming harder to find strong cash flow properties, it's important to lower your expectations in the near future due to prevailing interest rates. Aim for more realistic figures, such as $100 or occasionally $150, instead of the previously accustomed amounts, if you have done so already. 

Secondly, down-payment. Traditionally, a 25% down payment has been standard. However, it's advisable to consider putting 30% down. This not only improves cash flow but also allows you to benefit from better interest rates offered by lenders.

Lastly, cash buying can provide advantages. By purchasing with cash initially, you gain an edge in winning offers. Additionally, you can later refinance and pull cash out, mimicking a mortgage transaction. This approach could help your offer get accepted and enhances your bargaining power.

In summary, to navigate the challenges posed by high interest rates and increasing competition, consider lowering your cash flow expectations, opt for a 30% down payment, and explore the advantages of cash buying. These strategies will better position you to make successful offers and secure desirable properties.

Please feel free to reach out to us via call, email, or text if you have any questions or need further clarification. Thank you for your time, and we look forward to assisting you.