They said 5% down doesn’t exist for investors.
Good thing no one told us, because we closed on one anyway.
You’ve heard it in EVERY real estate Facebook group. “That’s not how financing works.” “You’re not actually doing deals.” “Show me the details, because that’s not the norm.”
What if the “rule” keeping you stuck at 20% down was never actually a rule just a habit nobody bothered to question?
In this class, we’re not telling you a theory. We’re showing you the actual closing statement.
We’re Breaking the 20% Myth
With the Paperwork To Prove It!
In this class, we’ll show you:
- Why the 20-25% down “requirement” is a myth, not a lending law
- The loan structure that replaced the old, expensive 80-10-10 model
- What changed after 2008 that most investors never noticed
- How to find lenders who actually underwrite 5% down investment loans
A Real Client Story
What happens when a skeptic in a comment section says “prove it” and you actually can? Do you know what’s sitting in a HUD-1 statement that most investors have never once looked at?
- ✓ Sales Price $237,000. Loan amount: $227,506. Do. The. Math.
- ✓ Standard Mortgage. Standard Rate. No secondary loan. No PMI games.
- ✓ Why “Highly Leveraged” doesn’t have to mean “highly risky”.
Stop Saving For 20% Start Buying at 5%.
Join Me for October’s Stories from the Trenches
FREE Class: Buying Investment Properties With 5% Down
📅 October TBD
⏰ 5:30 PM PT
📍 Live Virtual Class – Recording available to ALL who register
Tickets
Here’s What You’ll Learn in This Class:
- ✓ The Skeptics, word for word. Real comments from real people who didn’t believe this was possible AND why they were wrong.
- ✓ The Old Way vs the New Way. Why the 80-10-10 structure used to be the only option and what replaced it.
- ✓ The Proof. A real HUD -1 Settlement Statement, line by line. Sales price, loan amount, actual terms.
- ✓ What Changed. The Shift that opened the door and why most investors never noticed it happened.
- ✓ Where to Find It. The kind of lender who actually underwrites these loans and the kind who’ll tell you it’s impossible because they simply don’t offer it.
- ✓ How To Do It Without Blowing Up Your Cash Flow. Structuring a highly leveraged deal so it still performs.
This Class Is For You If:
✓ You’ve been told you need 20% down and believed it
✓ You’ve got the income to invest but not six figures sitting in savings
✓ You’ve seen the “5% down” claim online and assumed it was a scam or a stretch
✓ You want to scale a portfolio faster than a 20%-down strategy allows
✓ You’re tired of getting told “that’s not how it works” by people who’ve never tried
Stop waiting to save up. Start building.
Stories from the Trenches is a monthly series where we share real client situations, walk through what happened, and show you the strategies that worked. No theory. No fluff. Just what’s actually happening in the world of personal finance right now.
This isn’t theory from a textbook.
This isn’t a pitch to sell you real estate courses.
This is what’s ACTUALLY happening in the trenches with real clients right now.
During each class, You’ll hear:
- ✅ The exact panic call and what they almost did wrong
- ✅ The strategy we used to fix their plan
- ✅ What their CPA implemented (and why it worked)
- ✅ The actual savings (real dollar amounts)
Real stories. Real mistakes. Real solutions.
LEGAL DISCLAIMER:
This class provides educational information only. Dani is not a tax professional, CPA, or financial advisor. Every situation is different. You must work with qualified tax and legal professionals for advice specific to your circumstances.