Solid & Stable opportunity in St. Louis Metro! [Code: 112]

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Why THIS deal??
  • ~$434/mo. cash flow once you can refi to 4.5% 
  • Cash flows at ~$241/mo at today's rates of 6.125%
  • Newly on the market

After 15 Years (no mortgage)
Original purchase price$255,000
Total investment (out of pocket)$72,350
15 yrs Project house value$459,241
Value (appreciation) Gain$204,241
15 yrs cash-flow generated$70,672
Total Gain$274,913
ROI (15 yrs)380%
ROI (annually)25%
Free & Clear cash flow (yr.)$21,352
Free & Clear cash flow (m)$1,779

  • 3 bedroom, 3 bath Single Family Home 
  • Days on the market: 2 as of 2/25/2023
  • Low noise level  
  • Finished basement for additional living space
  • Home warranty included!
  • No fire or flood zone
  • 8,712 square foot lot
  • Hard flooring throughout the entire house
  • A/B rated schools
  • XL garage with storage/workshop area
  • 3rd full bathroom and laundry room on lower level
  • No HOA charges
  • Attached 2-car garage

Why should you consider this house / what makes it a good investment?

  • Built: 1998
  • Size: 1,200+ square foot home
  • Low Crime, Desirable Community, Good Schools

What's next?

Email/text for address, analysis and to get connected to Simply Do It's local team that handles this transaction.

Metro: St. Louis

Team: Nathan  – email directly at

Code: 112

Property Specifications1
 Square Feet1200+
 Year Built1998
 Garage Size2
 Schools Rating (on scale of A-C)A/B

Purchase AssumptionsMy Offer
Offer used for analysis$255,000
Suggested offer (low)$239,900
Suggested offer (high)$255,000
Market Value (after improvements)$255,000
Improvements (lower)$2,000
Improvements (upper)$5,000
Closing Costs$2,550
Mortgage Costs$2,550
Other Fees At Closing$0
Total Cost $263,600

Financing Assumptions 
 Down Payment (%)25%
 Down Payment Amount$63,750
 Financed Amount$191,250
 Interest Rate (5/6 ARM)6.125%
 Mortgage Term (Years)30
 Monthly Mortgage Payment$1,162
 Cash Outlay (Total Out of Pocket)$72,350

Financial AssumptionsMonthlyYearly
Rent (upper)$2,000$2,050$24,600
Rent (lower)$1,950$23,400
Property Tax Rate (Approx.)1.2% 
Property Taxes $180$2,160
Insurance $110$1,320
Repairs $75$900
Variable-Cost PM 7.5% 
Property Management Fee$150$1,800
Leasing Fee75%$62.5$750
HOA $0$0
Vacancy Rate 4.0% 
Total Fixed Expenses$652$7,818
 Total Expenses (Fixed + Mortgage)$1,814$21,763

Financial Analysis / Deal Attractiveness   
 Cap Rate4.0%5.2%6.5%7.9%
 Net Cash Flow$14,488$37,742$70,672$114,287
 Equity Increase$68,258$153,133$258,880$390,908
 Total Gain$82,746$190,875$329,552$505,195
 Average Cash Flow/Year$2,898$3,774$4,711$5,714
 Average Cash Flow/Month$241$315$393$476
 Average Gain/Year$16,549$19,087$21,970$25,260
 Average ROI114.4%263.8%455.5%698.3%
 Annual ROI22.9%26.4%30.4%34.9%
 Projected Property Value$310,246$377,462$459,241$558,736

Property Ratings Suggestions
 Item   Suggested Criteria (Min.)This PropertyFAVORABLE /
 Square Feet  10001200+FAVORABLE
 Bedrooms  33FAVORABLE
 Bathrooms  23FAVORABLE
 Year Built  19701998FAVORABLE
 Rent/Price (%)  0.75%0.80%FAVORABLE
 Average Cash Flow (at year 5)  $125$241FAVORABLE
 Average ROI (at year 5)  15%22.9%FAVORABLE




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Information contained herein was obtained from sources deemed reliable, however, Simply Do It and/or the owner(s) of the property make no guarantees, warranties or representation as to the completeness or accuracy thereof. The presentation of the property is offered subject to errors, omissions, changes in price and/or terms, prior sale or lease or removal from the market for any reason without notice.

The analysis is provided “As Is”. All the information is believed to be accurate (except for the small effects of some simplifying assumptions), but is not guaranteed, and depends on the values entered for the property. This analysis is intended for the purpose of illustrative projections. The information provided is not intended to replace or substitute for any legal, accounting, investment, real estate, tax, or other professional advice, consultation, or service. Simply Do It and/or the owner(s) are not responsible nor liable for any damages arising from the use of the analysis info.