Adorable SFR with cash flow to boot!! [Code: 7517]

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Why THIS deal??
  • ~$685/mo. cash flow once you can refi to 4.5% 
  • Cash flows at ~$391 at today's rates of 6.875% (30-year fixed)
  • Instant $6K equity if the suggested offer is accepted. 
After 15 Years (no mortgage)
Original purchase price$280,000
Total investment (out of pocket)$92,850
15 yrs Project house value$515,070
Value (appreciation) Gain$235,070
15 yrs cash-flow generated$102,827
Total Gain$337,897
ROI (15 yrs)364%
ROI (annually)24%
Free & Clear cash flow (yr.)$25,529
Free & Clear cash flow (m)$2,127
  • 3 bedroom, 2 bath Single Family Home 
  • Days on the market: 12 as of 1/31/2023
  • Low noise level  
  • Finished basement for additional living space
  • No fire or flood zone
  • A little more rural than a typical suburban neighborhood but still a very nice area
  • Interest rate is for a 30-year fixed loan under $200K for 30% down
  • A/B rated schools
  • No HOA charges
  • Attached 2-car garage

Why should you consider this house / what makes it a good investment?

  • Built: 1995
  • Size: 1,684 square foot home
  • Low Crime, Desirable Community, Good Schools

What's next?

Email/text for address, analysis and to get connected to Simply Do It's local team that handles this transaction.

Metro: Nashville

Team: Fred  – email directly at

Code: 7517

Property Specifications1
 Square Feet1684
 Year Built1995
 Garage Size2
 Schools Rating (on scale of A-C)A/B

Purchase AssumptionsMy Offer
Offer used for analysis$280,000
Suggested offer (low)$268,950
Suggested offer (high)$280,000
Market Value (after improvements)$286,000
Improvements (lower)$2,000
Improvements (upper)$4,500
Closing Costs$2,800
Mortgage Costs$2,800
Other Fees At Closing$0
Total Cost $288,850

Financing Assumptions 
 Down Payment (%)30%
 Down Payment Amount$84,000
 Financed Amount$196,000
 Interest Rate (30-year fixed)6.875%
 Mortgage Term (Years)30
 Monthly Mortgage Payment$1,288
 Cash Outlay (Total Out of Pocket)$92,850

Financial AssumptionsMonthlyYearly
Rent (upper)$2,250$2,300$27,600
Rent (lower)$2,200$26,400
Property Tax Rate (Approx.)0.5% 
Property Taxes $103$1,236
Insurance $155$1,860
Repairs $70$840
Variable-Cost PM 8.0% 
Property Management Fee$180$2,160
Leasing Fee50%$46.9$563
HOA $0$0
Vacancy Rate 4.0% 
Total Fixed Expenses$638$7,652
 Total Expenses (Fixed + Mortgage)$1,925$23,103

Financial Analysis / Deal Attractiveness   
 Cap Rate5.0%6.2%7.4%8.7%
 Net Cash Flow$23,432$57,344$102,827$161,084
 Equity Increase$73,713$165,655$280,698$425,149
 Total Gain$97,146$223,000$383,525$586,232
 Average Cash Flow/Year$4,686$5,734$6,855$8,054
 Average Cash Flow/Month$391$478$571$671
 Average Gain/Year$19,429$22,300$25,568$29,312
 Average ROI104.6%240.2%413.1%631.4%
 Annual ROI20.9%24.0%27.5%31.6%
 Projected Property Value$347,963$423,350$515,070$626,661

Property Ratings Suggestions
 Item   Suggested Criteria (Min.)This PropertyFAVORABLE /
 Square Feet  10001,684FAVORABLE
 Bedrooms  33FAVORABLE
 Bathrooms  22FAVORABLE
 Year Built  19701995FAVORABLE
 Rent/Price (%)  0.75%0.82%FAVORABLE
 Average Cash Flow (at year 5)  $125$391FAVORABLE
 Average ROI (at year 5)  15%20.9%FAVORABLE






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Information contained herein was obtained from sources deemed reliable, however, Simply Do It and/or the owner(s) of the property make no guarantees, warranties or representation as to the completeness or accuracy thereof. The presentation of the property is offered subject to errors, omissions, changes in price and/or terms, prior sale or lease or removal from the market for any reason without notice.

The analysis is provided “As Is”. All the information is believed to be accurate (except for the small effects of some simplifying assumptions), but is not guaranteed, and depends on the values entered for the property. This analysis is intended for the purpose of illustrative projections. The information provided is not intended to replace or substitute for any legal, accounting, investment, real estate, tax, or other professional advice, consultation, or service. Simply Do It and/or the owner(s) are not responsible nor liable for any damages arising from the use of the analysis info.