DISCLAIMER AND HOLD HARMLESS

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Any professional or service provider (collectively “Professional”) presented for the recipient’s consideration or anyone else’s consideration to use that Professional’s services, as may be presented in this form, email or in any other mode of communications including but not limited to presentations, events, lectures, discussions or any other means of conveying information (collectively “Communications”) by Dani Beit-Or, Simply Do It, Valley-Peninsula Real Estate Investing Group and their respective affiliates, agents, advisors, officers, directors, employees, members, managers, agents and/or controlling persons (collectively, “Potential Senders, Organizers or Presenters”), should not be deemed to be a referral or recommendation of such Professional. This is also the case if this email does not contain the name of any Professional, and extends to all instances in which a Professional may be presented by any Communications by Potential Senders, Organizers or Presenters. The Potential Senders, Organizers or Presenters have made no express or implied representations or warranties as to any Professional included in this email or in any other Communications, other than the fact the Professional has indicated an interest in working with Potential Senders Organizers or Presenters’ investor clients. Other than the foregoing, Potential Senders, Organizers or Presenters disclaim all representations and warranties, whether express or implied, concerning the Professional, including without limitation representations and warranties regarding the Professional’s competency, qualifications, skill and/or honesty. Potential Senders, Organizers or Presenters strongly encourage recipient and any other person exposed to said Professional, to interview any such Professional and at least one other Professional and make an independent determination as to who to ultimately retain. Recipient and other parties exposed to Professional accept and assume all risk stemming from the above disclaimers and agree to indemnify, defend and hold each of the Potential Senders, organizers or Presenters harmless from and against all losses, liabilities, claims, demands, damages, actions, costs and expenses, including without limitation reasonable attorneys’ fees, expert witnesses’ fees, consultants’ fees and related costs, that directly or indirectly arise out of recipient’s and other parties’ use of the information disclosed to recipient or other parties hereunder or in any Communications (including, without limitation, if recipient and other parties exposed to Professional communicate this information to any third party).

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Welcome , today is Wednesday, February 22, 2012